Want to know more about equity release?
Watch our two-minute video that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
Equity release, also known as a lifetime mortgage, allows homeowners over 55 to unlock tax-free cash from their property without having to sell or move. You can either borrow against the value of your home or sell a portion of it in exchange for a lump sum or regular payments. Some plans even offer the flexibility to release more money later if needed. If you have an existing mortgage, it must be repaid using the funds you unlock.
Strict regulations ensure that equity release is a safe and secure financial option. The Financial Conduct Authority (FCA) oversees all providers, ensuring they follow industry standards and prioritise customer protection. A key safeguard of a lifetime mortgage is the guarantee that neither you nor your estate will ever owe more than the value of your home when it is sold, as long as it is sold for a fair market price. This means there is no risk of leaving loved ones with unexpected debt.
The money you release is yours to spend however you choose. Many people use it to renovate their home, clear outstanding debts, support their family, or simply enjoy a more comfortable retirement. The choice is entirely yours.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Norwich, we are dedicated to helping homeowners make informed financial decisions. Whether you’re exploring equity release or looking for the right mortgage, we provide expert, tailored advice to suit your individual needs.
With years of experience in the industry, we take the time to understand your personal situation and explain your options clearly. Our approach is friendly, honest, and transparent, ensuring you feel confident every step of the way.
We work with a wide range of UK lenders, giving you access to the best plans available. Our goal is to help you unlock the value of your home in a way that works for you, whether that means securing a more comfortable retirement, paying off existing commitments, or helping loved ones.
Unlike one-size-fits-all solutions, our advice is personalised to you. We offer flexible appointment times, including evenings and weekends, to fit around your schedule. Equity release is a big decision, and we’re here to guide you every step of the way.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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